nanoPay provides an innovative platform to issue, store and transfer digital asset between end users without intermediaries. The platform is a distributed system of secure asset stores and a messaging protocol to enable the trusted transfer of assets over unsecured channels. Value transfer messages contain the payment instructions and value to uniquely enable instant clearing and settlement.

PLATFORM BENEFITS

Fast

  • Transfers are instant, final and irrevocable

Cost-Effective

  • No intermediaries and reduced technology-related costs

Secure and Immutable

  • State-of-the-art cryptography protects assets and transfers

Private

  • Single ledger, visible only to the owner

Versatile

  • Multi-channel – digital and physical, online and offline

No “Double Spending”

  • Single, verifiable ledger of ownership per asset store

Compliant

  • Designed with a view to regulatory compliance – AML, KYC and user privacy

MULTIPLE USE CASES

In Production

In Development

  • Loyalty
  • Business-to-consumer disbursements
  • B2B ISO 20022 payments
  • Purchase-to-pay
  • Cross-border payment network

On Roadmap

  • Instant funding for borrowers
  • Identity
  • Proof of ownership / registry
  • Dynamic transfer of ownership

The future of payments is Frictionless