Payments are becoming increasingly global—and the need for a modern platform that reduces the time, cost and risk of transactions is essential to power the future of commerce.
nanopay is unleashing a future of Frictionless® payments.
At nanopay, we have built a platform that will transform the way the world transacts. Our patented technology securely stores and moves money in an instant without intermediaries. The platform is a fully-distributed asset transfer system with ISO 20022 compliant messaging to enable secure, instant payments across a number of payment use cases.
Enable instantaneous, multi-currency transfer of funds across borders and continents.
Improve cash flow without exchanging sensitive banking information.
Designed to enable person-to-person (P2P) payments online and in-store.
Integrate digital cash into banks’ back-end systems to reduce clearing and settlement costs.
Across the country or between continents, cross-currency payments are expensive, slow, lack transparency, and often require manual intervention. nanopay reduces credit and currency risks for banks with instantaneous, multi-currency transfer of funds with complete certainty, transparency in fees, and is designed to satisfy global risk and compliance requirements.
Businesses are looking for effective and efficient ways to manage working capital and cash flow. nanopay B2B enables companies to pay and get paid with complete transaction context. nanopay reduces manual intervention, increases straight through processing and simplifies integration into accounting and ERP systems. Banks can see the next level of detail into their clients businesses helping them make more informed credit decisions.
nanopay’s digital cash platform enables banks and central banks to digitize the money supply. The system is fully collateralized, backed by fiat money that delivers frictionless payments with instantaneous settlement. nanopay’s digital cash platform enables person-to-person (P2P), online and retail payment solutions. This platform can also be used to distribute government benefits or remit taxes as part of a transaction.
nanopay’s digital cash platform enables financial institutions, investment banks and brokers to free trapped capital and reduce cross-currency settlement costs when clearing and settling transactions in capital markets. Leveraging Real-Time Payments (RTP), nanopay provides a modern platform to move the industry away from T+3 and closer to real-time transactions.
nanopay combines bank-grade security and open APIs to deliver low-cost, multi-currency payments that settle in real-time. Banks and financial service providers leverage nanopay’s Payment as a Service to deploy solutions in a fraction of the time of current options today. All payments link to ISO 20022 contextual data to enable straight through processing and complete regulatory oversight.
The nanopay platform was built from the ground up to enable banks, financial services providers and developers to use as a platform for new payment innovation. Exposed by REST APIs, the platform simplifies integration into the payment systems of today and tomorrow.