nanoPay provides an innovative platform that securely stores and instantly transfers any form of digital asset between users, without intermediaries. Our open and flexible APIs enable banks, PSPs and businesses to use the platform for low-cost, real-time payment applications.

PLATFORM BENEFITS

Fast

  • Transfers are instant, final and irrevocable

Cost-Effective

  • No intermediaries and reduced technology-related costs

Secure and Immutable

  • State-of-the-art cryptography protects assets and transfers

Private

  • Single ledger, visible only to the owner

Versatile

  • Multi-channel – digital and physical, online and offline

No “Double Spending”

  • Single, verifiable ledger of ownership per asset store

Compliant

  • Designed with a view to regulatory compliance – AML, KYC and user privacy

MULTIPLE USE CASES

In Production

In Development

  • Loyalty
  • Business-to-consumer disbursements
  • B2B ISO 20022 payments
  • Purchase-to-pay
  • Cross-border payment network

On Roadmap

  • Instant funding for borrowers
  • Identity
  • Proof of ownership / registry
  • Dynamic transfer of ownership

The future of payments is Frictionless