Troy: The thing I love about working at a startup is that you get to work with a team of people who are experts in their field and you build something together that no one could have done on their own. Hi. I’m Troy and I’m a software engineer here at nanopay.

While I was at RBC, I realized that it takes a long time to make decisions in a place where there are a lot of existing processes and technologies in place. That’s one of the things that led me to want to work at a startup. I wanted to be part of a small team that had the power to make your own decisions.

One of the biggest challenges we face is having to deal with all the regulations surrounding the financial industry and it wasn’t something I was aware of before joining nanopay. There are a lot of rules in place to protect people and their money, and rightfully so, but it makes it much more complicated than you’d expect to move money from one person to another.

We overcome this challenge by working closely with our compliance and legal teams to make sure we’re operating safely for ourselves and for our customers. Another way we overcome this challenge of complexity is by working with our design team to keep our product simple, despite the complex nature of handling money. It’s about working as a tight-knit team with compliance, legal, design, and business to make sure we build a simple product with complex requirements.